Compeer Financial is seeking collaborative, innovative and dynamic professionals to be a part of our Top Workplace culture!
Tell me more about this opportunity.
Position Overview:
This position analyzes new credit requests, makes loan servicing decisions for existing clients and performs other essential credit duties. Completes the financial analysis and underwriting on a variety of industries throughout the United States. Credit decisions are made based on targeted credit quality levels and volume/growth levels set by executive leadership. The incumbent approves or denies requests within their delegated authority with a majority of the time being spent on completing analysis for large, complex loans, and communicating with internal and external personnel.
Essential Functions:
Provides accurate financial analysis for large complex client relationships.
Qualifies, validates and reconciles financial information utilized in the credit decision making process.
Completes industry specific research to validate.
Works closely with sales team to complete analysis.
Analyzes and understands current capacity, capital and cash flow situation of client.
Shares summarized financial information with clients to provide current and future plans.
Prepares credit narratives used for credit committee decisions using multiple client information sources.
Leads Fund Evaluation Group discussions whether in a credit meeting or cross functional meeting within Compeer.
Proactively monitors loan performance for the organization and provides direction for loan classification.
Works directly with sales team or with clients to develop a plan to cure loan delinquencies.
Monitors database exception reports to ensure proper financial, collateral, and loan classifications are accurate.
Coordinates with sales and RAU teams to develop servicing plans for higher risk client relationships.
Acts as a representative for the board, committees, activities and business transactions in assigned industry or line of business.
Builds and maintains knowledge and skills as an industry resource by continuing to attend meetings, seminars, conferences and tradeshows for industries financed by the bank.
Participates in industry updates and webinars to stay up-to-date on market changes and other industry news.
Minimum Qualifications & Required Knowledge, Skills and Abilities:
Bachelor's degree in ag business, finance, economics or related field OR an equivalent combination of education and experience sufficient to perform the essential functions of the job.
Prior experience in a financial institution.
Knowledge of federal and state (Illinois, Minnesota, and Wisconsin) laws, regulations and compliance requirements specific to the financial industry.
Expert-level knowledge of agricultural businesses and operations, crop insurance and livestock industries and associated production practices.
Advanced knowledge of loan products, services and credit operations. As well as an understanding of credit processing and servicing activities, accounting principles and practices, credit analysis, credit administration, monitoring and portfolio management.
Advanced interpersonal, collaboration, communication, team building, problem solving, analytical, organizational, and time management skills.
Strong computer skills, including Microsoft Office applications, customer relationship management (CRM) programs, internal underwriting and database systems.
Highly developed negotiating and influencing skills.
Advanced knowledge of commercial finance/capital markets industries, processes and procedures, and investigative skills and tools.
Valid driver's license.
Who is Compeer Financial?
Compeer Financial exists to champion the hopes and dreams of rural America. By joining our team, you will help empower those in agriculture and rural communities to achieve their goals and expand their possibilities. We embrace business agility and innovative approaches to serving our clients and communities.
Why join our team?
Amazing team members who are passionate about serving agriculture and rural America.
Investment in our team members' education, growth and development.
Engagement in our communities through giving back and volunteerism.
Flexible, collaborative and dynamic work environment.
401K (3% Compeer contribution & up to an additional 6% match)
Paid time off (vacation, sick leave, holidays, volunteer time)
Compeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
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